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2018 Market Repeat?
As we look back on 2018 it was certainly a wild ride. The first 3 quarters of the year brought strong market performance all for it to fizzle in the last quarter of the year. And yet, analysts we like to follow are already forecasting a strong 2019 with potential double digit returns. That seems…
[Video] Cash Flow: Merging Accounts Together
STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® We’ve found four to five common hesitations that people have about merging their finances together related to cash flow. Common Hesitations: Loss of control: It’s not just my money that I can decide where to spend. We are both contributing to our income and we need to…
The Stock Market Makes History
After a few months of discouraging market movements downward this week brought a historic day in the market! A late Christmas present arrived on Thursday bringing the largest one day gain in history. We’ve explained about Santa Clause Rallies before and what they are. Here’s a recap of the one-day large gains: The Dow Jones…
“Buying On The Dip”
Have you ever heard anyone talk about buying stock on a dip? This is a common way for investors to earn some additional return by buying when a stock has a lower price and it’s expected to bounce back. However, the stock’s price has to actually go higher after that dip in order for this…
High Momentum to JUST Growth?
This week brought a pullback in the market like we haven’t seen in a while. The past two years has really brought strong market returns that many investors have enjoyed. So after a few days where the market has moved lower, analysts start to ask “why?” and how long will this continue? What we have…
[Video] Merry Christmas
[Video] Merry Christmas STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® We are having a Christmas Tree Drawing Contest! You can vote for who you think draws the best tree. As we think about Christmas we are reminded it’s not just about gifts. Even something just as silly as our tree drawing contest these holidays…
This Is What Progress Looks Like
What does it look like when you’re making great progress toward completing a project or solving a problem for the first time? Does every step move along with ease? Or do you find small things that need fixed along the way? So then it feels like you take one step back to take two steps…
Do You Have The Stomach [For The Stock Market Roller Coaster]?
Are you someone who likes the Tea Cup rides at festivals or theme parks? Maybe you prefer the roller coasters that move through highs and lows at rapid speeds? Whatever your stomach for these rides, does it correlate to your stomach for the stock market turns and ups and downs? Promising News & Volatility In…
![[Video] Why Your Business Number's Plan Matters](https://financialdesignstudio.com/wp-content/uploads/2018/12/Video-Why-Your-Business-Numbers-Plan-Matters-589x328.png)
[Video] Why Your Business Number’s Plan Matters
MICHELLE SMALENBERGER, CFP ® In a previous video we’ve talked about keeping the books for your business up to date, including all your income and expenses. Today, we’ll talk about why that matters. Here’s a progression of your business from when you start to the growth mode that you find yourself in. In the beginning…
More Questions Than Answers
Do you ever go through seasons where you have more questions than answers? And when you get one answer you feel like it just creates even more questions? This is how I would describe the news of the week and the market movement that followed. Consider in our recent blog posts where we have discussed…
This Year’s Charles Schwab Conference [Long Version]
I’m writing to you as I fly home fresh from Schwab’s annual conference held in our nation’s capital, Washington D.C. There couldn’t have been a better place for this year’s conference as we anticipate next week’s mid-term elections and recent market volatility. To summarize my experience at the conference it is this: my humbling respect…
[Video] A Thanksgiving Greeting
STEPHEN & MICHELLE SMALENBERGER, CFP ® Happy Thanksgiving 🦃 from Michelle and Steve! Were there big changes in your life this year? Let’s sit back and reflect on all to be thankful for this holiday!
