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Consumer Expectations Improving

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  This week we received survey data on the state of consumer confidence in the U.S. The punchline: Consumers are feeling a bit better. The Conference Board publishes a monthly survey of consumer confidence. As you might imagine, confidence slumped mightily in March and April on the back of the COVID-19 scare.  But May’s survey…

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Better Days Are Ahead For The Economy

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  There’s been a lot of gloom and doom with economic data in recent weeks. Question is: are there any signs of things turning around? The answer is YES!  There are dozens of economic indicators that are released in a given month. The problem with most of these statistics is that they’re stale, measuring what…

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[Video] Should I Refinance My Home During COVID-19?

[Video] Should I Refinance My Home During COVID-19? Let’s discuss with Senior Mortgage Loan Officer, Tom Cramer. Video Summary – How COVID-19 Pandemic Has Affected The Business: 1. Working Remote 2. Extremely busy with Refinance Transactions: a. Reaching out to any of my past customers who closed last year and beyond, most likely dropping their…

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Are Negative Rates Coming To The US?

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This week Federal Reserve Board Chairman, Jerome Powell, gave a speech about current monetary policy. Market rumors of negative interest rates have increased in recent weeks. What did he say about that? In response to the COVID epidemic spreading in March, the Federal Reserve took aggressive action to cut interest rates to near 0%. Their…

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