We love to inform people on the latest industry trends and how to make educated financial choices. Be sure to stay connected with us, and updated with our discussions!
Update On Coronavirus
We’ve spoken a couple of times about the Coronavirus since it first appeared on the scene in mid-January [Markets Survive Yet Another Scare & Coronavirus Impact On The Market]. Up until the past week, the issue was largely contained to China. And China has reputation for providing low-quality (i.e. untrustworthy) data about their economy and…
Corporate Bonds: More Risk, Less Reward?
Two charts came across my desk recently that shed light on what I like to call “creeping risk” in the market. This happens when the character of an investment changes slowly over time without anyone really noticing the change. The first chart that caught my attention was a long-term historical chart of investment-grade corporate bond…
Should You Refinance Your Student Loans? [Federal vs Private Loans] [Video]
Should You Refinance Your Student Loans? [Video] [Federal vs Private Loans] | Fee-Only Financial Advisor, Deer Park, Chicago
February 2020 Investment Newsletter
Investment Newsletter: Mind Your Index! | Fee-Only Financial Advisor, Deer Park, Chicago, Barrington, Palatine
Credit Card Usage Is Up
Credit cards have been a way of life in America for the last 40 years. You can’t watch a sporting event these days without hearing a “What’s in your wallet?” commercial from Capital One! During the Great Recession of 2008-2009 many Americans fell out of love with credit cards. Not only are they expensive, but…
Structure Determines Performance [Video]
Our daughter Emma loves to build puzzles. Initially she would find random pieces and try to put them together. Then she progressed to looking at this picture and finding the ones that are similar had the same colors. Eventually she got around to learning to find those corner pieces that edgings and then building structure. You know what? That’s true in our financial…
Markets Survive Yet Another Scare
Barely a month after the markets sold off due to the #WWIII scare between the U.S. and Iran, markets faced another test with the spread of the coronavirus. How did it fare this time around? It’s hard to believe the month of January is over! But here we are in February and the market has been…
Feel Versus Real [Video]
Sometimes there’s a difference between what we think we’re doing and what we actually are. See, I love the game of golf and recently I took a little camera like this, went outside, set it up behind myself and hit record. I took some swings and when I went back and looked at it, I…
Coronavirus Impact On The Markets
Coronavirus Impact On The Markets News out of China of a new contagion – the coronavirus – has spooked stock markets across the globe. Investors are clearly concerned that the global economy could experience an unexpected slowdown due to the virus’s spread. First, we need to realize that the human cost of the virus far…
Speed Reading Versus Speed Understanding [Video]
Do you remember hearing stories or reading books when you were a kid. Someone was trying to teach you something and maybe there was a lesson in those stories they were trying to get you to understand. Well one of these that was very popular was the tortoise and the hare. And in this story,…
Mega-Caps Big Stocks Are Driving The Market
Big Stocks Are Driving The Market In August 2018 Apple became the first company in America to be valued at more than $1 trillion. Since then, both Microsoft and Google have joined the ranks of trillion-dollar companies, with Amazon knocking at the door. The rise of the “mega-caps” – as they’re referred to (a…
When Should I Refinance My Mortgage? And Other Mortgage Reminders. [Video]
Getting the right mortgage is one of the bigger financial decisions your family will ever have to make. So if you are thinking about refinancing your mortgage, let me give you a couple tips for what you should be looking for. Shorten The Term Of Your Mortgage The first tip is to look at SHORTENING…
