Friday’s Financial Update 4-28-2017

Written By: Michelle Smalenberger, CFP ® Moving Forward.  That’s what time does.  Even if you take a few steps back, time is moving forward.  There’s no reversing, undoing or stopping it.  Today is a good day to remember to look back and review. Even in times when we may have wanted to reverse, undo or…

Read More

Think Little Not Big

Written by: Michelle Smalenberger, CFP ® Whether you are retired and living on a fixed income and investment portfolio, or just starting to build your finances, knowing your monthly expenses is critical to your plan.  When defining where you will spend money don’t forget the little expenses.  You don’t want to $9.99 yourself out of…

Read More

Who has your attention?

Leader - Megaphone

Written by: Michelle Smalenberger, CFP ® Did you know someone is always watching you?  No I’m not talking about technology or the government, and the increasing awareness we have that so many things are connected.  I’m talking about an awareness that you are being watched by someone who either looks up to you, learns from…

Read More

Facts Are Stubborn Things
– John Adams

not listening to fact

WRITTEN BY: MICHELLE SMALENBERGER CFP®  A fact is something that can’t be changed.  It is what it is.  The simple fact is the earlier you start to plan and care for your finances, the longer you’ll have to reach your goals. Distracting thoughts like “I don’t have enough money” or “Once I get things in…

Read More

What’s In Your Toolbox? (Part 4)

What's in your Toolbox?

Over the last several blog entries, we have reviewed the details within the various types of accounts and learned how and when they are taxed. To finish this series, let’s look at the final grouping:   The Roth IRA was named after William Roth, a senator from the state of Delaware.  He was the main…

Read More

Friday’s Financial Update 4-7-2017

market week 4.7.17

Written By: Michelle Smalenberger CFP®  Have you been busy?  Perhaps, you feel like you’ve missed a lot of the news throughout the week.  Let’s review all that has filled our screens, newspapers, and airwaves.  The following is a graphic I put together to summarize big picture stories and the way to invest in the midst…

Read More