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[Video] You’re 70 1/2… Now What?

STEPHEN SMALENBERGER, EA Now that you’ve been saving in your retirement account for years, there comes a time where you have to start taking money out.  That’s known as a Required Minimum Distribution (RMD). What is this?  It is a mandatory withdrawal from certain accounts. What accounts are impacted?  Your Traditional IRA, 401(k), 403(b), etc.…

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[Video] Roth Conversions: What Are They & How Do They Work?

STEPHEN SMALENBERGER, EA We want to introduce a design element that we like to use in financial plans, when it makes sense.  And this strategy is known as the Roth Conversion. Money may be put into a Roth IRA in two forms: Contribution(s) Conversion(s) As explained in prior articles and videos, the Roth IRA contributions…

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