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Tax Reform & Portfolio Protections

Financial Design Studio Portfolio

What kind of news have we heard this past week that is impacting the financial markets? TAX REFORM First, we’ve seen progress toward tax reform. The House of Representatives passed the 2018 Fiscal Budget which will now move to the Senate for a vote. This step has to happen in order for overall tax reform…

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[Video] What Can I Do With My RMD?

STEPHEN SMALENBERGER, EA We’ve talked about RMDs and learned about what they are and when they start.  This is now a chance for us to look at how it is calculated, taxed, received and ultimately used. How to calculate an RMD? An RMD (Required Minimum Distribution) comes from accounts like 401(k)s and IRAs.  It is…

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What In The World Is Going On?

MICHELLE SMALENBERGER, CFP® You can picture the movie scene where a character says: “Don’t move” while the others cautiously stand still and watch. You could say this is reminiscent of the world at the moment.  Instead of standing in paranoia, we are waiting for clear direction. There are so many random, unconnected events happening all…

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[Video] You’re 70 1/2… Now What?

STEPHEN SMALENBERGER, EA Now that you’ve been saving in your retirement account for years, there comes a time where you have to start taking money out.  That’s known as a Required Minimum Distribution (RMD). What is this?  It is a mandatory withdrawal from certain accounts. What accounts are impacted?  Your Traditional IRA, 401(k), 403(b), etc.…

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Friday’s Financial Update 9-15-2017

MICHELLE SMALENBERGER, CFP® During the months of August and September, we’ve seen continued positive performance in the financial markets.  With this higher performance has come an increase in volatility attributed to a variety of reasons which we will dig into. The following chart is extremely helpful for comparing volatility and putting it into perspective.  As…

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