Financial Design Studio Cash Flow

[Video] Cash Flow: Merging Accounts Together STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® We’ve found four to five common hesitations that people have about merging their finances together related to cash flow. Common Hesitations: Loss of control:  It’s not just my money that I can decide where to spend.  We are both contributing to…

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Financial Design Studio STock Market Makes HIstory

The Stock Market Makes History After a few months of discouraging market movements downward this week brought a historic day in the market!  A late Christmas present arrived on Thursday bringing the largest one day gain in history. We’ve explained about Santa Clause Rallies before and what they are. Here’s a recap of the one-day…

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“Buying On The Dip” Have you ever heard anyone talk about buying stock on a dip?  This is a common way for investors to earn some additional return by buying when a stock has a lower price and it’s expected to bounce back.  However, the stock’s price has to actually go higher after that dip…

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Financial Design Studio Momentum

High Momentum to JUST Growth? This week brought a pullback in the market like we haven’t seen in a while.  The past two years has really brought strong market returns that many investors have enjoyed.  So after a few days where the market has moved lower, analysts start to ask “why?” and how long will…

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FDS Merry Christmas

[Video] Merry Christmas STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® We are having a Christmas Tree Drawing Contest!  You can vote for who you think draws the best tree. As we think about Christmas we are reminded it’s not just about gifts.  Even something just as silly as our tree drawing contest these holidays…

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Financial Design Studio Progress

This Is What Progress Looks Like What does it look like when you’re making great progress toward completing a project or solving a problem for the first time?  Does every step move along with ease? Or do you find small things that need fixed along the way? So then it feels like you take one…

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