What In The World Is Going On?

MICHELLE SMALENBERGER, CFP® You can picture the movie scene where a character says: “Don’t move” while the others cautiously stand still and watch. You could say this is reminiscent of the world at the moment.  Instead of standing in paranoia, we are waiting for clear direction. There are so many random, unconnected events happening all…

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The Equifax Data Breach: What Matters?

MICHELLE SMALENBERGER, CFP ® There have been articles informing individuals what to do about the recent data breach.  See this link for what has happened. What we have learned: Signing up for Equifax credit monitoring is not necessarily free like it has been with other company breaches. You can sign up by November 21st for…

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Friday’s Financial Update 9-15-2017

MICHELLE SMALENBERGER, CFP® During the months of August and September, we’ve seen continued positive performance in the financial markets.  With this higher performance has come an increase in volatility attributed to a variety of reasons which we will dig into. The following chart is extremely helpful for comparing volatility and putting it into perspective.  As…

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[Video] Are You Fully Vested?

Have you ever looked at your retirement account statement and noticed two different account balances?  The first being an account balance and the second being the vested account balance.  This is because there is a time frame that you have to wait before the employer contributions in your account are vested.  Let’s talk through two…

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You can’t afford to wait!

We are all praying for the states that have been, and will be affected by hurricanes.  No one wants to go through any natural disaster or event like this. But the reality is that things will happen in life that you just can’t afford to wait in planning for.  Governor Rick Scott in Florida provided…

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