Archive for August 2017
[Video] Roth Conversions: What Are They & How Do They Work?
STEPHEN SMALENBERGER, EA We want to introduce a design element that we like to use in financial plans, when it makes sense. And this strategy is known as the Roth Conversion. Money may be put into a Roth IRA in two forms: Contribution(s) Conversion(s) As explained in prior articles and videos, the Roth IRA contributions…
Read MoreThe Cost of Uncertainty
Michelle Smalenberger, CFP® When investing in a stock, we choose to buy or sell based upon our expectation of what a company’s revenue and profits will be going forward. Continued growth happens because of a good business plan, forward-thinking ideas and a solid grasp of what their customers want. In order for companies to be…
Read MoreTraditional IRA/401(k) & Roth IRA/401(k) Which is best? [Video]
How do you decide between a Traditional IRA/401(k) & Roth IRA/401(k)? In a prior video we talked about the three different types of account registrations to decide between when saving: Taxable, Tax-Deferred, and Tax-Free. Let’s focus on tax deferred and tax free. Both of those are retirement focused so let’s walk through how much you…
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