Your Financial Plan
Caution: Speed Bumps Ahead
MICHELLE SMALENBERGER, CFP® Fasten your seatbelts for bumps ahead! Let’s review some of the main stories driving market activity this week. CORPORATE EARNINGS: Companies have reported strong earnings which have continued to push up stock prices. Large gains from companies like Boeing, Ford, Verizon, and AT&T, among many others have reaffirmed confidence in their stock….
[Video] How Tax-Free Accounts Work
STEPHEN SMALENBERGER, EA There are only three types of accounts: Taxable Tax-Deferred Tax-Free We focused on the first two types already. Let’s focus on the last, Tax-Free. The accounts in this registration category include the following: Roth IRA Roth 401(k) Roth 403(b) Roth 457 Roth Thrift Savings Plan (TSP) The word Roth is really important…
[Video] One Size Fits All
MICHELLE SMALENBERGER CFP® How many things can you think of that are one size fits all? There really aren’t too many. This is true when you’re making financial choices too. I want to talk through a couple of examples of topics that are common questions we get a lot. First let’ talk through saving for…
[Video] What Is A Diversified Portfolio?
MICHELLE SMALENBERGER CFP® In many of our Friday Financial Updates, I keep referring to keeping a diversified portfolio strategy, even in light of what’s happening in the markets. So today I want to take some time to really dig in to what that means. What is involved in creating a portfolio, and why being diversified…
Don’t Let Decision Fatigue Halt Your Financial Progress
Written By: Michelle Smalenberger, CFP ® What is it you need to do before you get your personal finances in order? Recently I came across this article in which the author talks about the amount of energy it takes to make a decision. He goes on to point out numerous examples to demonstrate this point…
Think Little Not Big
Written by: Michelle Smalenberger, CFP ® Whether you are retired and living on a fixed income and investment portfolio, or just starting to build your finances, knowing your monthly expenses is critical to your plan. When defining where you will spend money don’t forget the little expenses. You don’t want to $9.99 yourself out of…