[Video] College Savings

January 16, 2018

Studio Chat: Advisor’s Take On College Savings STEPHEN SMALENBERGER, EA & MICHELLE SMALENBERGER, CFP® One of the areas you want to discuss once you have children is whether to save or fund your children’s college education.  Do you want to fund all of it, some of it, none of it? In planning for the day…

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FDS Insurance Video

[Video] Life Insurance

January 6, 2018

Studio Chat: Life Insurance STEPHEN SMALENBERGER, EA & MICHELLE SMALENBERGER, CFP® We want to talk through some thoughts regarding life insurance that we personally discussed when choosing what was best for us. Please watch these other videos that explain the what, why, how much, and types of life insurance that makes sense. Comfort Level &…

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Type of Insurance

Life Insurance Video Series

June 28, 2017

MICHELLE SMALENBERGER, CFP® I’d like to talk about one area of financial planning that seems to be misunderstood. Or maybe there’s just a lack of knowledge about this topic, and that’s insurance. When you’re considering getting any type of insurance, you the insured are looking to transfer the risk to someone else. So really what’s…

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How many years will I have Insurance?

[Video] When Do I Need To Have Life Insurance?
Insurance Part 4

June 28, 2017

MICHELLE SMALENBERGER, CFP® The last part I really want to talk you through is the term, or how long we typically have life insurance. When you’re buying a policy, especially maybe this private policy, it may be that you have it for 5 to 10 years, or 20 to 30 years. And really, the purpose…

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Employer vs Private Insurance

[Video] What are the Sources of Life Insurance?
Insurance Part 3

June 23, 2017

MICHELLE SMALENBERGER, CFP® So now that we know the amount of life insurance that we agree that we need, we really want to look to where the sources of that insurance are going to be. It’s very common that someone who works for an employer or for a company may get a benefit that’s just…

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How much Life Insurance do I need?

[Video] How Much Life Insurance Do I Need?
Insurance Part 2

June 20, 2017

MICHELLE SMALENBERGER, CFP® One area of insurance that I think is hard to define a value for is life insurance. So, I really want to dig into that a little bit to help you come up with or to make a little simpler that process of what is the amount of life insurance that I…

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