Employee Benefits

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Employee Benefits: Disability Insurance [Video]

Let’s walk through what disability insurance is, why it is important, and the difference of the tax implications of what you choose.

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The Peter Principle Explains Our Incompetence [Video]  

Do you ever look back and think about the things that helped you get to where you are today? As you move up the ladder within your corporation, or you move from one opportunity to another –even between businesses. How does the Peter Principle teach you to never stop learning — regardless of how high a…

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| Fee-Only Financial Advisor, Deer Park, Chicago, IL FDS Financial Professionals

[Video] Small Business Retirement Plan Options: 401(k)

STEPHEN SMALENBERGER, EA ® We have already talked about setting up a retirement plan for a company that’s not incorporated.  What if your company is incorporated? What options are available now with a 401(k) and what’s different? With an S-Corp you’re required to pay yourself a reasonable salary. This just means that out of your…

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[Video] Free Money May Exist With This Employee Benefit

MICHELLE SMALENBERGER, CFP® We all like the idea of free money, so I want to walk you through one area where there may be free money available which you’re not taking advantage of. In your retirement account you’re putting money in yourself and then your employer may also be willing to put money in as…

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Traditional IRA/401(k) & Roth IRA/401(k) Which is best? [Video]

How do you decide between a Traditional IRA/401(k) & Roth IRA/401(k)? In a prior video we talked about the three different types of account registrations to decide between when saving: Taxable, Tax-Deferred, and Tax-Free.  Let’s focus on tax deferred and tax free.  Both of those are retirement focused so let’s walk through how much you…

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