Finances & Your Family

STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® Maybe you feel like you’re living paycheck to paycheck or that you’re just spending too much.  Here’s some ways that you can get this under control. What am I spending today? Take your past credit card or bank account statements and add up your expenses for the…

STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® We’ve found four to five common hesitations that people have about merging their finances together related to cash flow. Common Hesitations: Loss of control:  It’s not just my money that I can decide where to spend.  We are both contributing to our income and we need to…

[Video] Merry Christmas STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® We are having a Christmas Tree Drawing Contest!  You can vote for who you think draws the best tree. As we think about Christmas we are reminded it’s not just about gifts.  Even something just as silly as our tree drawing contest these holidays…

STEPHEN & MICHELLE SMALENBERGER, CFP ® Happy Thanksgiving 🦃 from Michelle and Steve! Were there big changes in your life this year? Let’s sit back and reflect on all to be thankful for this holiday!

MICHELLE SMALENBERGER, CFP ® Let’s take some time to talk about the behind-the-scenes of stock gifts.  This is when you are giving stock you own to charities or not-for-profit organizations.  That’s exactly what is happening you give them shares of stock because you want to give them money. One benefit to you is that you…

STEPHEN SMALENBERGER, EA ® We have already talked about setting up a retirement plan for a company that’s not incorporated.  What if your company is incorporated? What options are available now with a 401(k) and what’s different? With an S-Corp you’re required to pay yourself a reasonable salary. This just means that out of your…