Finances & Your Family

FDS Daylight Savings

[Video] Daylight Savings Time Check

It’s that time of year again when we are adjusting the clocks, either springing forward or falling back.  We’re more aware of time because of our surroundings. Either it’s still light out longer or getting dark sooner.  Time is important. We never seem to have enough. We all have the same 24 hours in a…

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Financial Design Studio one size fit all

[Video] Does One Size Fit All?

STEPHEN SMALENBERGER, EA ® Hats…I love hats.  I have some that are falling apart because I’ve worn them so much.  They come in all different shapes, styles, or colors. Some are fitted and some you can fit with the adjustment in the back which says one size fits all. But even though that sounds great…

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Financial Design Studio LIfe Insurance II

[Video] Life Insurance: Should I or Shouldn’t I?

STEPHEN SMALENBERGER, EA ® [Video] Life Insurance: Should I or Shouldn’t I? Here are a few questions around life insurance: Should I start, maintain, or stop a life insurance policy? Here are two different situations with different life stages and we will analyze the role of life insurance to help answer these questions! Starting A…

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Financial Design Studio Financial Win

[Video] A Financial Win/Loss Record

STEPHEN SMALENBERGER, EA ® I love sports and we are at the end of the football season. Now whether you are cheering for your favorite team or another team.  I thought it would be a fun comparison between what teams need to consider and what we need to consider in our lives. No one talks…

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Financial Design Timing

[Video] Financial Timing Is (Almost) Everything

MICHELLE SMALENBERGER, CFP ® Timing is everything!  Well maybe in this situation timing isn’t everything; but it IS really important.  What I’m talking about is that as you go through life there are things happening with your finances at each stage. Some obvious instances where timing really does matter are: Retirement – There are so…

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Financial Design Studio Video Header

[Video] Forming Habits: Don’t get discouraged. Failure isn’t final.

MICHELLE SMALENBERGER, CFP ® Let’s quickly talk about something that can happen as you’re working toward goals you’ve set.  This is simply the attitude of being discouraged. Today as you’ve started to make a change in your habits you may start off strong.  After a few days of progress something happens to get you off…

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