FDS Market Commentary
“Bund Yields Bounced Last Week” – WSJ
This was the curious headline in the Wall Street Journal recently talking about how German 10-year government bond yields (affectionately known as “Bunds”) climbed 0.15% in one week. That’s quite a move. But what wasn’t talked about is what the yield climbed too. As you can see in the chart below, the yield climbed all…
Are You Paying Too Much For Your Car?
Over the last five years, there has been a DRAMATIC INCREASE in the average car purchase payment. Let’s look at how much we actually pay for our cars and recommendations to make this less expensive for you and your family. Other than apple pie, nothing’s more American than having a car. We need them to…
Study Your Pay Stub[Video]
So we’ve all had the joy of opening a pay stub, expecting a big amount, and then looking at the bottom and being very disappointed. The goal in this video is to walk you though your pay stub, whether this is the first time reviewing a pay stub or you have done it years upon…
Presidential Election Years And The Stock Market
Like it or not, we’re within a year of the 2020 Presidential Election! And with it comes the usual assortment of emotional predictions about where the country and stock market will be headed depending on who wins. Since making emotional investment decisions is an almost sure-fired way of hurting long-term investment returns, we like to…
The High Price Of Trying To Time The Market For Profit
“Is now a good time to get into the market?” “There seems to be a lot of bad news out there…should we sell now and get back in later?” Trying to time the stock market is as old as the stock market itself. Investment “professionals” have made millions of dollars over the years peddling newsletters…





What A Difference A Year Makes
Investing is always a challenge. But investors have endured two radically different investment environments the last two financial years. These almost-comical headlines from CNBC – by the same author, no less – perfectly capture the 2018 and 2019 investment financial years. Here’s what’s interesting. In 2018, all the talk was about how strong the economy…