We love to inform people on the latest industry trends and how to make educated financial choices. Be sure to stay connected with us, and updated with our discussions!
Are Negative Rates Coming To The US?
Are negative interest rates coming to the United States? The Federal Reserve says “no” but we wouldn’t write the prospect off just yet.
Estate Planning During COVID-19
ESTATE PLANNING DURING COVID-19 Financial Design Studio Presentation – HEATHER WALSER, PARTNER AT LAVELLE LAW NO ESTATE PLAN IN PLACE If you become incapacitated or die with no estate plan documents in place, COURT intervention is required. Guardianship court appoints someone to make your medical and financial decisions. Probate court distributes your assets to your heirs…
Insurance Industry Updates During COVID-19
Insurance Industry Updates During COVID-19 RYAN DELP AT BRADISH ASSOCIATES What has changed within the insurance industry since the COVID-19 crisis hit? Most companies are giving 30 day grace period on making payments Illinois put a moratorium on cancelling policies for non-pay. At this point there is no end date for this moratorium Auto carriers…
Tax Underpayment Penalties Aren’t Worth Paying [Video]
No one enjoys paying money to the state or the IRS. On top of that, adding insult to injury, there are underpayment penalties and interest!
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Financial Q&A Webinar: Retirement, Stimulus, Refinancing [Video]
We recorded our session and are sharing it with you here. Please fast forward to listen where you want to if you like: Market & Economic Update: 1:00 minute mark CARES Act Update: 18:55 minute mark Question 1: 25:18 minute mark – I’m considering investing in gold for stability in retirement. Is that a good…
Will Company Earnings Recover in 2021?
One of the puzzling things we’ve seen the last two months since the COVID crisis washed ashore in the U.S. is the dichotomy between the real economy and the stock market. On one side, the real economy is posting its worst performance since the Great Depression. Yet on the other side, the stock market is…
It’s Official… We Are In A Recession
This week we got our first estimate of the impact of the COVID crisis on the U.S. Economy. As expected, we’re now in recession. But the real ugly data is still to come. On Wednesday, the Commerce Department posted its estimate of first quarter economic growth for the U.S. The result? Economic activity contracted at…
Financial Planner: Blank Slate [Video]
When we get started working with a new client there are always three things as a financial planner we share with them. And it’s always interesting the reaction we get from this, as a financial advisor we thing this is a common thing you would expect. Values So the first thing is we won’t push…
Update Your Net Worth :Financial Review [Video]
It’s that time of year again when we can look back at the progress you made from last year, and realize you really are making progress month by month. What we are going to talk about is your net worth and how that is increasing. We are looking at three ways to update your net…
Fill Up Those Bathtubs With Oil!
Monday witnessed one of the craziest events we’ve ever seen in financial markets. The price of crude oil dropped below zero, meaning that people would PAY you to “buy” oil. There’s actually a good reason why the price of oil can be negative, but there’s also a larger takeaway about how bad economic conditions are…
Cash Savings Rates: Back to Zero
Keeping cash in savings accounts for emergencies and other cash needs is a bedrock of sound personal financial planning. But there’s a trade-off: earning lower returns. As we assess the post-COVID landscape, we turn our attention to the outlook for cash savings rates. Unfortunately, the potential to earn decent interest rates on our cash isn’t…
Identity Theft: What You Need To Know [Video]
So we are here today to talk about identity theft. It is near and dear to our hearts because we have both recently gone through something similar to this. So at the end of 2019 as I was wrapping up our budget getting ready for 2020, I noticed that right around Christmas I had right…
