Posts by Financial Design Studio, Inc.
Stock Market Sets New Record High: What’s Driving It?
The S&P 500 Index closed at a record high on Monday October 28. With all the noise this year about trade wars, slowing growth, and impeachment it’s a surprise to see the market power through these worries. What’s driving the record high market? First, third quarter 2019 earnings for large U.S. companies have been good.…
Read MoreIllinois Is #1 For A Change In College Savings – In A Good Way!
The State of Illinois isn’t making many “Top Ten” lists that are positive these days. But there is one Bright spot (pun intended): The Gold ranking of the Bright Start College Savings 529 program as rated by Morningstar. Most states sponsor a 529 college savings plan. You don’t have to live in that state in…
Read MoreEmployee Benefits: Health Insurance And HSA [Video]
So a major cost that many people are always thinking about is health insurance. We are going to discuss these employee benefits with health insurance and HSA’s.
Read More3 Surprising Facts About Your Credit Card Interest Rates In 2019!
3 Surprising Facts About Your Credit Card Interest Rates In 2019! There’s been a lot of talk about lower interest rates in recent weeks with the Federal Reserve cutting rates two times since July. We’ve talked about how mortgage rates have followed suit and are now the lowest they’ve been since 2016. But you might be…
Read MoreEmployee Benefits: Disability Insurance [Video]
Let’s walk through what disability insurance is, why it is important, and the difference of the tax implications of what you choose.
Read MoreWeak Manufacturing Report Leads To Rough Week For Stock Market
Stocks had a difficult week as investors digested a weaker-than-expected survey on the health of U.S. manufacturing. The weak manufacturing report added to fears that the U.S. and global economy could be headed for a recession. Let’s take a closer look at what the report said. On Tuesday, the Institute for Supply Management released their…
Read More