Posts by Financial Design Studio, Inc.
Presidential Election Years And The Stock Market
Like it or not, we’re within a year of the 2020 Presidential Election! And with it comes the usual assortment of emotional predictions about where the country and stock market will be headed depending on who wins. Since making emotional investment decisions is an almost sure-fired way of hurting long-term investment returns, we like to…
Read MoreHealth Insurance Comparison [Video]
Health Insurance Comparison So today we want to talk about your insurance. And how to choose the right plan for you and your family. There are lots of factors that go into what we pay for life insurance and the three biggest ones that come to mind are your premium, deductible, and out-of-pocket maximums. Premiums But…
Read MoreThe High Price Of Trying To Time The Market For Profit
“Is now a good time to get into the market?” “There seems to be a lot of bad news out there…should we sell now and get back in later?” Trying to time the stock market is as old as the stock market itself. Investment “professionals” have made millions of dollars over the years peddling newsletters…
Read MoreStock Market Sets New Record High: What’s Driving It?
The S&P 500 Index closed at a record high on Monday October 28. With all the noise this year about trade wars, slowing growth, and impeachment it’s a surprise to see the market power through these worries. What’s driving the record high market? First, third quarter 2019 earnings for large U.S. companies have been good.…
Read MoreIllinois Is #1 For A Change In College Savings – In A Good Way!
The State of Illinois isn’t making many “Top Ten” lists that are positive these days. But there is one Bright spot (pun intended): The Gold ranking of the Bright Start College Savings 529 program as rated by Morningstar. Most states sponsor a 529 college savings plan. You don’t have to live in that state in…
Read MoreEmployee Benefits: Health Insurance And HSA [Video]
So a major cost that many people are always thinking about is health insurance. We are going to discuss these employee benefits with health insurance and HSA’s.
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