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I’ve had this on my keychain for years. It’s a carabiner. It’s what mountain climbers, zipliners use to repel and go up and climb. It hasn’t really meant anything to me until this past weekend. You see I went away with my daughter, Emma. We went to a daddy daughter retreat up in Michigan and…

As you near age 65 it’s very common you may be thinking about retiring. And something that comes with that is your health insurance because it was provided, usually by your employer.  And now you are thinking, “How am I going to pay for health, health costs, and health insurance?” This is where Medicare Part…

As you plan financially, do you think that it matters if you jump ahead and maybe do one step before the other?  Well sometimes it doesn’t matter. And sometimes it does matter. I’m going to talk through a three bucket system, where you can actually say, “Here’s where I’m at in this step and where…

STEPHEN SMALENBERGER, EA ® So no matter what you read, what you listen to, you probably have heard max out your 401K. Put away money into retirement accounts. Max out maybe even your Roth IRA contributions. That’s all good advice, if you take it completely blind. But how many times have we taken advice blind, only to find after the fact that…

How often do you daydream in your head a job that you think would be really cool? Or maybe you dreamed about being a professional athlete? And maybe some of you had the skills that you could have done that. But you just missed an opportunity, or didn’t quite make the cut. There are things…