Ep 75: How to Decide When to Move into a Retirement Community

by Financial Design Studio, Inc. / July 2, 2026

Whether you are considering a retirement community for yourself or your parents, it can be a hard conversation to start. In this episode, Michelle interviews Royce on the process of retiring and having to downsize, how she picked the community, and what the experience has been like for her and her family.

Take a listen right here, or watch the video on YouTube!

Related Links for Retirement Communities

FDS Resources on Retirement Planning:

FDS Resources on Caring for Aging Parents:

Timestamps

1:30 Meet Royce!

4:34 What has retirement looked like for you?

8:18 Did you expect to move into a retirement community?

15:36 What was it like downsizing?

17:35 What was it like moving?

27:39 How did you decide on your retirement community?

35:54 What advice would you give to adult kids with older parents?

39:10 What advice would you give to early retirees?

Credits for Episode 75

Host: Michelle Smalenberger, CFP®

Guest: Royce

Executive Producer: Anna Lewis

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