FDS Market Commentary
Friday’s Financial Update 4-28-2017
Written By: Michelle Smalenberger, CFP ® Moving Forward. That’s what time does. Even if you take a few steps back, time is moving forward. There’s no reversing, undoing or stopping it. Today is a good day to remember to look back and review. Even in times when we may have wanted to reverse, undo or…
Think Little Not Big
Written by: Michelle Smalenberger, CFP ® Whether you are retired and living on a fixed income and investment portfolio, or just starting to build your finances, knowing your monthly expenses is critical to your plan. When defining where you will spend money don’t forget the little expenses. You don’t want to $9.99 yourself out of…
Friday’s Financial Update 4-7-2017
Written By: Michelle Smalenberger CFP® Have you been busy? Perhaps, you feel like you’ve missed a lot of the news throughout the week. Let’s review all that has filled our screens, newspapers, and airwaves. The following is a graphic I put together to summarize big picture stories and the way to invest in the midst…
Friday’s Financial Update 3-31-2017
Written By: Michelle Smalenberger, CFP ® The last week of the 2017 first quarter has felt relatively quiet without large pending votes that may or may not signal expectations going forward. The U.S. stock market indexes posted another positive quarter, which again brings welcome gains to investors’ accounts. We could still see an upcoming…
Friday’s Financial Update 3-24-2017
Written By: Michelle Smalenberger, CFP® Did this week remind you of political seasons we have experienced over the past several years? It sure reminds us of times like the initial ACA legislation, Brexit, or more recently the elections. We have been awaiting results of legislation change with the proposed American Health Care Act and the…




Don’t Let Decision Fatigue Halt Your Financial Progress
Written By: Michelle Smalenberger, CFP ® What is it you need to do before you get your personal finances in order? Recently I came across this article in which the author talks about the amount of energy it takes to make a decision. He goes on to point out numerous examples to demonstrate this point…