Posts by Stephen Smalenberger, EA
[Video] What Needs To Happen Before 12/31
What Needs To Happen Before 12/31 As we approach the end of the year what things do we need to be thinking about? What HAS to happen before 12/31? We’ve created a list of these items that you can download at our website, but right now we are going to talk through each of these…
Read More[Video] Beneficiaries: Who, When, & Why?
STEPHEN SMALENBERGER, EA In Prior videos we talked about 401(k)’s, IRAs, and even life insurance. Something that we haven’t touched on yet is what happens when you pass away. So what I want to go through here is the big picture to make sure everything is still as you desire. Because sometimes life happens. It…
Read MoreDo You Panic About Investment Performance?
We have been attending a conference in Dallas over the past week. After leaving the hotel, we started hearing that many gas stations throughout the city and suburbs were actually out of gas. Due to the rising prices caused from the destruction that Hurricane Harvey had on the Houston community and two oil refineries there,…
Read More[Video ] What Are The Basics of Social Security?
STEPHEN SMALENBERGER, EA This is a topic that becomes important especially when someone is considering retirement or is already retired. When does it make the most sense to start collecting? That really depends upon your specific situation. In order to start receiving the full value of the benefits that you’ve accumulated over your working career,…
Read More[Video] Recharacterization…The Roth Conversion “Undo” Button
STEPHEN SMALENBERGER, EA Ever wished you could hit the “undo button” and everything would go back to how it was? Well this does actually exist and in the financial world this is known as a recharacterization. That is a big word that essentially means to unwind or undo a Roth Conversion that was processed at…
Read More[Video] Roth Conversions: What Are They & How Do They Work?
STEPHEN SMALENBERGER, EA We want to introduce a design element that we like to use in financial plans, when it makes sense. And this strategy is known as the Roth Conversion. Money may be put into a Roth IRA in two forms: Contribution(s) Conversion(s) As explained in prior articles and videos, the Roth IRA contributions…
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