Posts by Financial Design Studio, Inc.
[Video] Calculate Your Spending Without A Budget
MICHELLE SMALENBERGER, CFP ® Let’s talk about something that most people like to do – Spend money. Let’s also talk about something not everyone wants to do – keep a budget… If I were to ask you this question, “How much do you spend?” Would you be able to answer it? And how you answer…
Read MoreAre Interest Rates the Only Story in Town?
We’ve been discussing market factors we are watching, recently. The recent items have included global trade with China, corporate earnings season, and interest rates. This week the Federal Reserve Chair, Jerome Powell, spoke again about direction for interest rates. The market pulled back for a couple days after his speech. I want to consider whether…
Read More[Video] Big vs. Little Financial Decisions
MICHELLE SMALENBERGER, CFP ® Do you ever catch yourself thinking about expenses in a sense that, “I’m spending so much”. Or, “This is going to cost me a lot, I’m not keeping much”. If so, you might categorize your expenses in your mind “Big Versus Little”. I often think with these big decisions we’re really…
Read MoreStill Strong Earnings
It was a week of earnings data releases! This week we have received several pieces of data that can provide some guidance as to how the economy performed in the first quarter. Even with the good news, the market is not soaring to new highs. It is awaiting many other company results before deciding to…
Read More[Video] Why Fund An HSA?
STEPHEN SMALENBERGER, EA ® So we talked about the overview of a Health Savings Account an HSA. But now let’s continue on that, or build on that. Why would you want to fund it? What’s the advantages of funding it, versus paying out of pocket? Let’s look at those right now. So to make the…
Read More*Mueller Report* Are We In The Clear For Investing Again?
This week has brought some big news! Should we sound the all clear for investors to be buying stocks without any hesitation again? The Mueller Report was released Thursday morning which has kept many glued to their screens to review for anything important. Remember a week ago we shared how there are data being released…
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