Posts by Financial Design Studio, Inc.
[Video] What Is An HSA?
STEPHEN SMALENBERGER, EA ® Sometimes our clients ask us, “How do we take advantage of different tax benefits?” Or, “My employer is offering this, should I take it?” One account that’s really helpful is an HSA: Health Savings Account. Let’s talk through it, explain what it is, some of the rules, and why you would…
Read MoreEarnings & A Trade Deal: We’ve Been Waiting
Earnings and a Trade Deal. These are two things that we are waiting on right now. It can be a painful process to wait and depending on the result of what or when these things happen, we will have different actions or decisions to make. 1. 2019 1st Quarter Earnings We await the results that…
Read More[Video] Explaining Employer Benefits
STEPHEN SMALENBERGER, EA ® So as we’re entering the new year, it’s a great time to review the employer benefits that your company offers you. Especially if it’s a larger company. What do you have? What should you have? And what changes can you make now in a fresh new year? So there’s three main…
Read MoreExpand Your View Point [With These Financial Experts]
You can physically only be in one place at a time. Now, we know there are some of you out there who think of the state lines or country borders where if you straddle them you are actually in two places at one time! Ok, we will give you that! The point we are making…
Read MoreWhat Is An Employer Stock Purchase Plan [Video]
One question I hear often is should I participate in my Employer Stock Purchase Plan. So let’s first talk about what it is and then some considerations around it. Employer Stock Purchase Plan (ESPP) What is it? Often times this is a company that is publicly traded allowing you to buy into or have ownership…
Read MoreTWO Things That Happened This Week
There were two things that happened this week we want to share so you continue to learn how investments work! First, you may have heard that Apple had an event this week! What has become normal for Apple is to update many of their current devices with new or better features. To investors this is…
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