FDS Newsletter: Second Quarter 2025

Each quarter, we design this newsletter. It shares our most recent or most timely content to keep you informed at your leisure. You shouldn’t have to stay up late searching for answers or tracking the latest financial changes—that’s our job. This quarterly newsletter is one more way we help you, our clients, stay confident in your financial plan without adding extra work to your plate.

Scroll to the bottom (or click here!) to download the full PDF that we mail to our clients.

A Note From Michelle:

“One important quality for being a financial advisor is a high level of interest in following the financial markets, economy, and legislative changes. And, there’s no shortage of news and changes right now to keep this interest piqued! It’s our job to watch, listen, and follow these things for you. While you may have an interest in these things, too, we know it can easily get overwhelming when you translate it into what it means for you, personally. I hope it’s reassuring to know that our team actually enjoys following these changes so we can suggest and apply strategies that benefit you. 

But, this brings up a good question for you to consider. Do you feel reassured seeing your financial plan continue to remain strong year after year, even as you spend money you’ve saved? Or do you tend to worry about what you see as the years pass by? As you think about this question we’re here to listen to those thoughts. It really does help us to hear what the voices in your head are saying so we can share important information you need to hear. 

As always, I encourage you to keep having conversations and living life with friends and family! I recently attended the citizenship ceremony for a friend, downtown Chicago. It was really eye opening and enlightening to me, personally. I never would have thought that one experience, with my family, could stir my mind so much. Wherever you find yourself, keep learning and listening about the things you enjoy. And if finances don’t stir your interest, we’ve got you covered!”

— Michelle Smalenberger, CFP® and CEO

In This Issue:

• Article: How Will Tariffs Affect the Stock Market?
• Video: How to Find College Scholarships
• Podcast: How to Hack Your Travel with Credit Card Points with Ism Shovan
• Newsletter Exclusive: Interview with Trevore!

Full FDS Newsletter: Second Quarter, 2025