FDS Newsletter: First Quarter, 2026

Each quarter, we share our most recent or most timely content to keep you informed . . . at your leisure. You shouldn’t have to stay up late searching for answers or tracking the latest financial changes—that’s our job. This quarterly newsletter is one more way we help our clients stay confident in their financial plan, without adding extra work to their plate.

Scroll to the bottom (or click here!) to download the full PDF that we mail to our clients.

A Note from Michelle:

“Community is a theme that I’ve been thinking about since the beginning of this year. I get to hear many of you share how you enjoy your community.  For some of you that’s sharing a meal with others at your home, hosting a game night or even taking a trip with friends or family who fly in from different locations just to be together and enjoy each other’s company.  For others of you it may literally mean the retirement community that you live in.  

The communities we are a part of change over the course of our lives.  I’ve been thinking about how this change can be difficult while also bringing a lot of smiles and gratitude for the time we shared.  If you find yourself reminiscing about the good old days I would encourage you to plan that get together or pick up the phone and call someone to reminisce with.  A good laugh or smile can go a long way in making your day bright, especially if you find yourself in the spring weather, rain or even snow.  

We all need people to help us get through the winter days as we look forward to the summer sunshine!  You may not think about us as your advisors being a part of your community but we love hearing about all you’re planning and doing!  “

— Michelle Smalenberger, CFP® and CEO

What’s in the First Quarter, 2026:

• Article: How Will AI Affect the Jobs Market?
• Video: What if the Market Drops Before I Retire?
• Podcast: What Pancreatitis Taught Us About Caring in Crisis
• Newsletter exclusive: Why Michelle Smalenberger loves Valentines Day!

Full FDS Newsletter: First Quarter, 2026