We love to inform people on the latest industry trends and how to make educated financial choices. Be sure to stay connected with us, and updated with our discussions!
[Video] What Needs To Happen Before 12/31
What Needs To Happen Before 12/31 As we approach the end of the year what things do we need to be thinking about? What HAS to happen before 12/31? We’ve created a list of these items that you can download at our website, but right now we are going to talk through each of these…
What A Difference A Day Makes
What A Difference A Day Makes This last week brought many news headlines. One day in particular, Thursday, Nov. 3rd, brought many of those headlines. Let’s look into these stories to understand how our portfolios will be affected. Fed Governor Jerome Powell nominated as Federal Reserve Chair Mr. Powell is expected to largely follow in…
[Video] Complete Your RMD’s
What are RMD’s and how can you make sure they are complete? Another item on your year-end checklist is making sure that your required minimum distributions are completed. There can be a variety of different types of accounts that this affects so we really want to make sure that we don’t forget about something. This…
Everything That Can Keep The Market Moving Forward Can Also Pull It Back
Everything That Can Keep The Market Moving Forward Can Also Pull It Back Lately, we’ve heard about the good things that can keep this bull market moving higher. However, these same things can also pull it back. Let’s examine two areas where this holds true. Tax Reform Keeps Market Moving Higher: There is optimism that…
Hurry Up And Wait [Federal Reserve Chair – Bull Market]
Hurry Up And Wait! The Senate voted to pass the budget which now paves the way for tax reform in the bull market we are in. Optimism is growing that tax reform can get done before year-end but only time will tell. We are remaining hopeful that we see meaningful progress toward tax reform in…
[Video] Maximize Annual Retirement Contributions
Maximize Annual Retirement Contributions One of the items at year-end that we need to be thoughtful of is how much money we’ve put into your retirement accounts available to us. This is one item that is part of our year-end tax planning checklist. In this video, we discuss maximizing your annual retirement contributions: MICHELLE SMALENBERGER,…
Third Quarter Earnings Are In Full Swing (Unlike The Cubs)
Third Quarter Earnings Are In Full Swing (Unlike The Cubs)! Just like we watched our beloved Chicago Cubs inch out wins during the playoffs, quarterly corporate earnings keep us watching with anticipation. Corporate earnings are reported each calendar quarter and provide us with insight to how a company is operating. The earnings number represents how…
[Video] Consolidating Retirement Accounts
What To Consider When Consolidating Retirement Accounts Are you nearing retirement or maybe in retirement? Or have you had a 401(k) at an old employer and now need to decide what to do with the different accounts? Can you consolidate them, move them, or need to just leave them where they are? To move a…
Tax Reform & Portfolio Protections
What kind of news have we heard this past week that is impacting the financial markets? TAX REFORM First, we’ve seen progress toward tax reform. The House of Representatives passed the 2018 Fiscal Budget which will now move to the Senate for a vote. This step has to happen in order for overall tax reform…
What In The World Is Going On?
MICHELLE SMALENBERGER, CFP® You can picture the movie scene where a character says: “Don’t move” while the others cautiously stand still and watch. You could say this is reminiscent of the world at the moment. Instead of standing in paranoia, we are waiting for clear direction. There are so many random, unconnected events happening all…
The Equifax Data Breach: What Matters?
MICHELLE SMALENBERGER, CFP ® There have been articles informing individuals what to do about the recent data breach. See this link for what has happened. What we have learned: Signing up for Equifax credit monitoring is not necessarily free like it has been with other company breaches. You can sign up by November 21st for…
[Video] Free Money May Exist With This Employee Benefit
MICHELLE SMALENBERGER, CFP® We all like the idea of free money, so I want to walk you through one area where there may be free money available which you’re not taking advantage of. In your retirement account you’re putting money in yourself and then your employer may also be willing to put money in as…
