Posts by Financial Design Studio, Inc.
Relief from Investment Worry: Recession, Trade, Q4
During the midst of the past few months a question we’ve asked is “How did you feel during the volatility of the past few months?” Were you concerned that it would affect your overall plan and started to worry? Were you reminded that the market doesn’t always move higher but has points of volatility over…
Read More[Video] Forming Habits: Don’t get discouraged. Failure isn’t final.
MICHELLE SMALENBERGER, CFP ® Let’s quickly talk about something that can happen as you’re working toward goals you’ve set. This is simply the attitude of being discouraged. Today as you’ve started to make a change in your habits you may start off strong. After a few days of progress something happens to get you off…
Read MoreKeeping Watch On Interest Rates, Trade Tension, & Government Shutdown
We’ve seen an encouraging week that has witnessed the market making positive strides forward! This progress is encouraging. Let’s discuss a number of items we are paying attention that can affect how the market moves in the coming days. Global Trade Tension: This item alone holds so much potential for higher market movement. Whatever description…
Read More[Video] Understanding Income & Expenses
STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® Maybe you feel like you’re living paycheck to paycheck or that you’re just spending too much. Here’s some ways that you can get this under control. What am I spending today? Take your past credit card or bank account statements and add up your expenses for the…
Read More2018 Market Repeat?
As we look back on 2018 it was certainly a wild ride. The first 3 quarters of the year brought strong market performance all for it to fizzle in the last quarter of the year. And yet, analysts we like to follow are already forecasting a strong 2019 with potential double digit returns. That seems…
Read More[Video] Cash Flow: Merging Accounts Together
STEPHEN & MICHELLE SMALENBERGER, EA & CFP ® We’ve found four to five common hesitations that people have about merging their finances together related to cash flow. Common Hesitations: Loss of control: It’s not just my money that I can decide where to spend. We are both contributing to our income and we need to…
Read More