Credit Card Usage Is Up

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Credit cards have been a way of life in America for the last 40 years. You can’t watch a sporting event these days without hearing a “What’s in your wallet?” commercial from Capital One! During the Great Recession of 2008-2009 many Americans fell out of love with credit cards. Not only are they expensive, but…

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Structure Determines Performance [Video]

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Our daughter Emma loves to build puzzles. Initially she would find random pieces and try to put them together. Then she progressed to looking at this picture and finding the ones that are similar had the same colors. Eventually she got around to learning to find those corner pieces that edgings and then building structure. You know what? That’s true in our financial…

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Markets Survive Yet Another Scare

Barely a month after the markets sold off due to the #WWIII scare between the U.S. and Iran, markets faced another test with the spread of the coronavirus. How did it fare this time around? It’s hard to believe the month of January is over! But here we are in February and the market has been…

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Coronavirus Impact On The Markets

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Coronavirus Impact On The Markets News out of China of a new contagion – the coronavirus – has spooked stock markets across the globe. Investors are clearly concerned that the global economy could experience an unexpected slowdown due to the virus’s spread.  First, we need to realize that the human cost of the virus far…

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Mega-Caps Big Stocks Are Driving The Market

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Big Stocks Are Driving The Market In August 2018 Apple became the first company in America to be valued at more than $1 trillion. Since then, both Microsoft and Google have joined the ranks of trillion-dollar companies, with Amazon knocking at the door.   The rise of the “mega-caps” – as they’re referred to (a…

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