Posts by Financial Design Studio, Inc.
Intraday Market Movements Don’t Tell The Whole Story
Spoiler alert: READ TO THE END! How many times have you watched a movie, read a book, or just experienced something in life that turned out so different in the end than what you were anticipating? This is very similar to what we are experiencing in the market over the past week and days. In…
Read MoreInvestment Crisis Anniversaries to Remember
Today marks our 10 year wedding anniversary and so it seems fitting to think back to the effect of investment crisis anniversaries. There were lessons learned at each investment crisis anniversary and it shapes how you continue to invest over the years ahead. See our examples in the list below. Worst One-Day Stock Losses Recently…
Read MoreWhat is a 529 plan?[Video]
What is a 529 plan? And how is it different from most other types of accounts? First of all, anyone can open an account, regardless of your income or age. With an IRA or 401(k) you are limited to the amount you can put into an account. With a 529 plan there is no annual…
Read MoreFactors That Affect Your College Investment Choices
Factors That Affect Your College Investment Choices How do you respond to the different factors that affect your college investment choices. In addition to choosing the right investments so your funds grow, there are a couple of other things to consider. Timing and fees are two other factors that can affect the overall benefit you…
Read More[Video] Choose One New Habit And See The Effect
MICHELLE SMALENBERGER, CFP ® Have you ever found yourself with so many things you want to accomplish? Then you have to figure out how to get started to get those things done. I want to share with you something I noticed recently that affected many other things. It felt like I was accomplishing many things…
Read More[Video] Spending Down the Funds You’ve Saved for College
MICHELLE SMALENBERGER, CFP ® Now that you’ve saved for college you’re likely thinking which funds do I use first? You may have money saved in a variety of accounts. Let’s discuss a great order of how to spend the funds down. Scholarships/Grants: Monetary awards that you get from your school or for academic purposes. 529…
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