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Wealth Management

Financial Design Studio Wealth Management III

Take stock of your investment options.

Management of your investments should include careful consideration of a wide range of factors. Each impacts your portfolio and determines what types of investments are made. Your current life phase, and the one you’re moving toward, tells whether growth or preservation is most important.

STRUCTURING YOUR PORTFOLIO

Together, we decide the percentage of stocks, bonds, funds, or other investments. Next, each investment is carefully assigned an account type based on tax implications.

TYPES OF INVESTMENTS

Investments we may use include:

  • Individual stock
  • Bonds
  • Exchange traded funds (ETFs)
  • Mutual funds
  • Alternative investments

Financial Design Studio Management III

RISKS WE CONSIDER

The possibility that an investment’s value could go down if the market goes down, too. Markets rise and fall, and can do so at any point.

Does the strategy warrant more buying and selling of investments?

Do you have a large concentration in one stock or type of investment? If the majority of your money is held in one area, like the technology sector or your former company, you could be more at risk.

Investments are sensitive to the level and direction of interest rates.

Change of court rules may impact the value of investments.

Inflation may erode the buying power of your investment portfolio.

ANALYSIS WE REFERENCE

Analyzing individual companies and their industry groups using data such as company financial statements, details regarding the company’s product line, the experience and expertise of the company’s management, and the outlook for the company’s industry.

We believe that paying attention to all types of analysis — patterns, investment momentum, volume, and relative strength — is important, rather than just clinging to only one.

Evaluating recurring patterns and trends based upon economic and business cycles (seasons, holidays, annual events).

Gathering and processing of price and volume information for a particular security.

Building portfolios that are diverse so that changes are not needed as frequently. Holdings tend to be broad funds that perform well given many types of markets, rather than making timely decisions like buying a stock or a sector fund for a season and then selling after earning a gain.

 

Ready to Get Started? Contact Us.