What is the Purpose of Insurance?

MICHELLE SMALENBERGER, CFP® I’d like to talk about one area of financial planning that seems to be misunderstood. Or maybe there’s just a lack of knowledge about this topic, and that’s insurance. When you’re considering getting any type of insurance, you the insured are looking to transfer the risk to someone else. So really what’s…

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Financial Friday

MICHELLE SMALENBERGER, CFP® A week of distraction can leave you questioning future direction.  Let’s sum up this week for what it means to us. Much of this week’s news regarded events that happened later in the week.  Thursday we heard the testimony of Ex-FBI Director James Comey, which consumed most of the media.  With much…

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One Size Fits All

MICHELLE SMALENBERGER CFP®  How many things can you think of that are one size fits all? There really aren’t too many. This is true when you’re making financial choices too. I want to talk through a couple of examples of topics that are common questions we get a lot. First let’ talk through saving for…

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MICHELLE SMALENBERGER CFP®  In many of our Friday Financial Updates, I keep referring to keeping a diversified portfolio strategy, even in light of what’s happening in the markets. So today I want to take some time to really dig in to what that means. What is involved in creating a portfolio, and why being diversified…

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